Payment Collection

Accept payments from any wallet across Africa

One API to collect Mobile Money, card payments, and USSD from customers in 15+ African countries — with real-time settlement and zero integration headaches.

Supported methods
Orange Money MTN MoMo Wave Airtel Money Visa / Mastercard USSD
Features

Everything you need to collect payments

A complete payment stack designed for the realities of African commerce — from feature phones to flagship devices.

Mobile Money

Accept payments from Orange Money, MTN MoMo, Wave, and Airtel Money across Francophone and Anglophone Africa — all through a single API call.

Card Payments

Full support for Visa and Mastercard — local and international. Tokenization, 3DS authentication, and recurring billing all built in.

USSD Payments

Reach customers without smartphones or internet access. USSD payment flows work on any mobile phone — enabling true financial inclusion.

Hosted Payment Pages

Launch a fully branded, PCI-compliant checkout page in minutes — no frontend work required. Customize colors, logo, and payment methods.

Multi-currency Support

Accept and settle in XOF, GHS, KES, NGN, XAF, and more. Automatic FX handling with transparent rates — no hidden conversion fees.

Real-time Webhooks

Get instant payment notifications delivered to your server the moment a transaction completes, fails, or is disputed — with automatic retries.

How it works

Go live in three steps

From first API call to first payment — in hours, not weeks.

1

Integrate once with our API

Use our REST API or one of our official SDKs (Node.js, PHP, Python). Our docs get you to a working integration in under an hour.

2

Customer selects payment method

Your customer chooses how to pay — Mobile Money, card, or USSD. The Bitwisi Pay checkout handles the rest, in the customer's language.

3

Funds credited to your account

Payment is confirmed in real time. Funds are settled to your Bitwisi Pay balance and you receive a webhook notification instantly.

Payment Methods

Every method your customers use

We connect you to the payment networks that matter most in Africa — so you never miss a sale.

Orange Money CI, SN, CM, ML…
MTN MoMo GH, CM, UG, RW…
Wave SN, CI, ML…
Airtel Money KE, NG, UG…
M-Pesa KE, TZ…
Visa All countries
Mastercard All countries
USSD No internet needed
Get Started Today

Start accepting payments today

Join hundreds of businesses already collecting payments with Bitwisi Pay. Integration takes less than a day.