Payouts & Disbursements

Send money to any wallet instantly, at scale

Disburse salaries, commissions, refunds, and loan payouts to thousands of recipients across Africa — in seconds, with a single API call.

500M+

XAF disbursed

15+

African countries

99.9%

Uptime SLA

<5s

Average delivery

Features

Built for high-volume disbursements

From one-off transfers to millions of daily transactions — our payout infrastructure handles it all without breaking a sweat.

Bulk Payouts

Upload a CSV or call the API with thousands of recipients. Process payroll runs, vendor payments, or agent commissions in a single batch — all tracked individually.

Instant Delivery

Funds reach recipients in under 5 seconds on average. No more waiting days for bank transfers — Mobile Money is real-time and your recipients will feel it.

Multi-country Coverage

Disburse to Mobile Money wallets in 15+ African countries including Cameroon, Senegal, Ivory Coast, Ghana, Kenya, Nigeria, and more — through one integration.

Automated Scheduling

Set payout schedules — daily, weekly, or monthly — and let Bitwisi Pay handle the rest. Automate salary runs and recurring disbursements without manual intervention.

Detailed Reports & Logs

Every disbursement is logged with full audit trails. Export reports by date, batch, or recipient for accounting, compliance, and reconciliation — in one click.

Webhook Notifications

Receive real-time delivery confirmations for every payout. Know instantly when funds are delivered, failed, or pending — with automatic retries on transient failures.

Use Cases

Powering money movement across industries

From startups to enterprises — any business that needs to send money can rely on Bitwisi Pay.

Salary Disbursement

Pay your entire workforce on time, every time. Upload a payroll sheet and Bitwisi Pay handles individual transfers to every employee's Mobile Money wallet.

Marketplace Seller Payouts

Automatically split and route seller earnings after every transaction. Give your merchants instant access to their funds and reduce support tickets.

Loan Disbursements

Fintechs and MFIs can disburse approved loans directly to borrowers' Mobile Money wallets within seconds — automating the entire lending workflow.

Refunds & Cashbacks

Issue refunds and cashback rewards instantly to any wallet. Build customer loyalty programs and handle disputes without friction — automatically.

Scale & Reliability

Trusted for large-scale payouts

The numbers that matter to businesses running critical disbursement operations across Africa.

500M+

XAF

Total funds disbursed

99.9%

Uptime

Guaranteed SLA

15+

Countries

Across Africa

<5s

Delivery

Average payout time

Scale Your Payouts

Ready to disburse at scale?

Stop managing manual transfers. Bitwisi Pay automates your entire disbursement workflow — so you focus on growing your business.