Collect payments from buyers, automatically split the take-rate, and disburse to sellers in real time — all from one integration.
Every feature your marketplace needs to handle complex multi-party money flows with compliance and speed.
Define custom split rules per transaction. Platform fees, seller shares, and tax withholdings are all handled automatically with zero manual intervention.
KYB-lite flows that onboard sellers in minutes, not days. Collect business details, verify identity, and activate payouts — all through our API or hosted dashboard.
Hold buyer funds in escrow until delivery is confirmed. Release with one API call or automatically on your defined schedule — building trust on both sides.
Each seller gets their own virtual sub-wallet. Balances, transactions, and payout history are fully isolated and available via the dashboard or API.
Per-seller, per-period settlement reports with full transaction detail. Export to CSV, or pull directly via the reporting API to power your own dashboards.
Built-in dispute resolution workflow for buyer–seller conflicts. Raise, investigate, and resolve disputes without touching your core payment flow.
Three simple steps from buyer payment to seller payout — fully automated.
The buyer completes payment using their preferred method — Mobile Money, card, or bank transfer. Funds are received and confirmed in real time.
Bitwisi Pay automatically applies your split rules — or holds funds in escrow pending delivery confirmation. Platform fee is deducted immediately.
Once conditions are met, the seller's share is disbursed directly to their mobile wallet — MTN MoMo, Airtel Money, Wave, or bank account — in seconds.
Whether you move goods, services, or time — Bitwisi Pay handles the money flow.
Automatically split fares between drivers and platform on every completed ride.
Collect from customers, pay restaurants and delivery agents — each on their own schedule.
Escrow client funds until work is delivered, then release payment to freelancers instantly.
Handle agent commissions, rent payments, and deposit management all in one place.
Get split payments, escrow, multi-wallet, and instant payouts ready to go in days, not months.